Miscellaneous professional liability insurance is a form of insurance that covers the insured for any actual or alleged wrongful acts resulting from errors or omissions in the performance or failure to perform professional services for others for a fee. Many professionals are not currently covered for these exposures because they think there is coverage under their General liability policy. However, since General Liability excludes professional services, miscellaneous professional liability insurance is a must to fully protect your business.

Miscellaneous professional liability insurance policies pay for both the defense and indemnity of a covered loss and the premium is affordable.

There are many classes of business that fit the category of Miscellaneous Professional Liability. For example, consultants, tax preparers, employment agencies, insurance appraisers, mortgage bankers and brokers, funeral directors, etc.

Choosing your coverage will depend on your specific needs, desires and circumstances. If you want more information on the coverage options, call the Lanza Insurance Agency today to get the answers and the price you're looking for.