Term Life Insurance provides protection for a specified period of time. Initially the cost is low for this type of plan, but premiums will increase as you age. If the death of the insured person occurs within the time limits of the policy, the death benefit will be paid to the beneficiary. No benefits are paid if the insured person is still alive at the end of the covered term.

Choosing your coverage will depend on your specific needs, desires and circumstances. If you want more information, call a benefits specialist at the Lanza Insurance Agency for a quick no obligation quote and get the answer and the price you're looking for.