When goods are being shipped to and from insured locations, the property is said to be in transit. It doesn't matter if multiple forms of transportation are used, transit insurance is needed to cover these goods until they arrive at their ultimate destination. Once they have been checked and received, the transit coverage ends and the goods are insured at that location's business property limit. Transit insurance coverage is defined by the following two categories.

Domestic
Many business owners continue to pay their freight carrier hundreds and even thousands of dollars each year to protect the value of their shipments. Once you take the time to review the costs of these charges compared to a separate transit policy through the Lanza Insurance Agency, the savings are readily apparent.
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International
While an inland marine policy covers domestic transit issues, an ocean marine policy can cover the transportation of the goods worldwide.
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